

Current year
(year-ends between
1 April 2016 and
31 March 2017)
Prior year
(year-ends between
1 April 2015 and
31 March 2016)
Income
£’m £’m £’m £’m
Net interest income
451
478
Other banking income
(including FX income, fees, commissions
and charges)
102
111
Total banking income
553
589
Total non-banking income
35
42
Total income
588
631
Expenses
Total operating expenses
278
287
Total other expenses
1
2
Total expenses
(279)
(289)
Profit before tax and impairment
(bad debts)
309
342
Impairment (bad debt) charge
(15)
(2)
Profit before tax
294
340
THE BANKING INDUSTRY
PROF I T AND LOSS DATA – DEPOS I T TAKERS
APPENDIX D
Isle of Man Financial Services Authority Annual Report 2016/17 • 41
The data below is taken from the year-end (unaudited) prudential returns for all year-ends up to
and including 31 March 2017 (current year) and 31 March 2016 (prior year). The data includes
figures relating to overseas branches of Isle of Man incorporated banks.